ACH
Payments
Leverage innovative, easy-to-use solutions that harness the ACH network to reduce interchange expenses.
In today's business landscape, the capability to process payments via the Automated Clearing House (ACH) Network is essential. This system supports both businesses and consumers by securely and efficiently processing billions of payments annually.
Failing to offer ACH payment processing could result in lost business opportunities. However, choosing an unsuitable payment processing provider might lead to increased costs and fees, which is a significant concern in an era where every dollar matters.
Major Savings Over Interchange
PayFiniti Solutions assists retailers in preserving cash flow by charging fees that are up to 75% lower than interchange rates, enabling them to allocate their funds towards productive activities instead of covering interchange expenses.
Frictionless Experience
Customers can access PayFiniti Solutions by either entering their account and routing numbers or by using their online banking login credentials. This flexibility ensures you can accommodate all customers, regardless of their preferred payment method.
Minimize Risk & Maximize Cash Flow
PayFiniti Solutions offers a 100% guarantee on authorizations. Additionally, next-day banking funding for merchants removes the necessity for costly collections.
Tokenization for Data Security
PayFiniti Solutions ensures you no longer need to store confidential consumer account numbers by substituting them with a digital token for enhanced security.
ACH the PayFiniti Way
ACH by PayFiniti Solutions simplifies the acceptance of electronic check payments, reduces the costs associated with processing paper checks, and enhances sales. Additionally, it provides real-time reporting data that aids in tracking receivables, managing resources, and improving cash flow. These reports are encrypted to safeguard both your company’s security and your customers' private information.
In the fast-paced world of business, the less time spent on payment processing, the better. That’s why our solution is designed to be not only secure but also quick and convenient. It streamlines the payment process by electronically debiting customers' bank accounts, offering a cost-effective alternative to traditional check processing technologies.
Why PayFiniti for ACH Payments?
Cost-effectiveness is crucial, and with PayFiniti Solutions, you'll enjoy lower fees than with standard ACH processors. Additional advantages include:
- Accept payments from any online-connected computer
- Fast authorizations
- Seamless direct transfers to customers
- Eliminate bank visits and the need to recall account and routing numbers; funds are directly deposited into your account
